We are a wholesale brokerage focused on offering a wide range of specialized risk management services to retail brokers, agents, and businesses across various industries.

At FS Global Risk LLC, we are committed to providing innovative and comprehensive insurance solutions through our global network of trusted carriers and partners.

As a newly formed wholesale brokerage, our experienced team combines deep market knowledge with a personalized approach to tailor solutions that meet the unique needs of our clients. Whether you're seeking property, casualty, professional liability, or specialty lines coverage, FS Global Risk is your dedicated partner in navigating the complexities of today's ever-changing risk landscape.

With a focus on service excellence, reliability, and integrity, we leverage our global reach and expertise to deliver the highest level of support and unmatched value to our clients. As an emerging leader in the wholesale insurance space, we pride ourselves on fostering long-term relationships built on trust and delivering results that matter.

At FS Global Risk LLC, we are more than just a brokerage — we are your trusted risk management partner, committed to providing the protection and peace of mind you deserve.

AREAS OF EXPERTISE

We specialize in a broad spectrum of risk management solutions, providing our clients with comprehensive insurance coverage in the following key areas.

  • We offer tailored professional liability insurance to protect professionals and organizations from claims of negligence, errors, or omissions in the services they provide. Our solutions help mitigate the risks associated with providing professional advice, services, or expertise, ensuring that businesses are shielded from costly lawsuits and reputational damage.

  • Our management liability offerings include coverage for corporate executives and organizations against claims related to their management decisions and corporate governance. This area encompasses several crucial lines of coverage, including:

    • Directors and Officers (D&O) Liability: We provide comprehensive D&O insurance to protect board members and executives from personal liability arising from their decisions, ensuring their leadership is safeguarded against potential legal claims.

    • Employment Practices Liability (EPL): We offer EPL insurance to defend against claims made by employees for wrongful employment practices such as discrimination, harassment, wrongful termination, and retaliation. This coverage helps protect businesses from potentially expensive and disruptive employment-related lawsuits.

    • Fiduciary Liability: We provide fiduciary liability insurance to safeguard organizations and their fiduciaries from claims related to their management of employee benefit plans, ensuring compliance with ERISA regulations and protecting against breaches of fiduciary duties.

  • As businesses continue to embrace digital transformation, the risk of cyber and technology-related liabilities grows exponentially. Our Cyber and Tech E&O coverage is designed to protect technology companies, IT service providers, and other businesses dependent on digital operations from claims arising from data breaches, cyberattacks, software errors, and failure to perform contractual obligations. This essential coverage ensures that your business remains resilient in the face of ever-evolving cyber threats and technological challenges.

  • As a wholesale insurance broker with deep specialization in financial institutions, we provide tailored risk management solutions for a broad spectrum of financial entities, including banks, credit unions, investment firms, asset managers, hedge funds, private equity firms, and fintech companies. Our expertise spans complex coverages such as Directors & Officers (D&O) Liability, Errors & Omissions (E&O), Cyber Liability, Employment Practices Liability (EPL), Fiduciary Liability, and Crime/Fidelity bonds. We work closely with retail brokers to craft bespoke insurance programs that address the evolving regulatory landscape, emerging cyber threats, and operational exposures unique to the financial sector.

Our expertise in these critical areas enables us to provide customized, forward-thinking insurance solutions that protect businesses from a wide range of liabilities. Whether you're looking to safeguard your leadership, your employees, or your digital infrastructure, we offer the industry insights and the coverage you need to mitigate risks and ensure long-term success.

WHY USE A WHOLESALER?

At FS Global Risk LLC, we believe that partnering with a wholesale insurance broker can provide significant value for retail brokers, agents, and businesses looking for specialized coverage solutions. Here are some key reasons why using a wholesaler like us can benefit your business:

  • 1. Access to Specialized Markets and Products

    Wholesalers have direct access to specialized insurance markets and carriers that may not be available through standard retail channels. We work with a wide range of insurance providers, including niche and surplus lines markets, to offer a broad spectrum of tailored coverage solutions that address specific risks. Whether it’s professional liability, cyber risk, or management liability, our extensive network ensures that you have access to the right products for your clients.

  • 2. Expertise and Knowledge

    Insurance wholesalers have deep industry knowledge and experience, enabling them to navigate complex risks and provide valuable insights. As experts in specialized lines like Directors and Officers (D&O), Employment Practices Liability (EPL), and Cyber E&O, we are well-equipped to assist in tailoring solutions that meet the unique needs of your clients. Our expertise helps you avoid costly mistakes and ensures that you’re offering the best coverage available.

  • 3. Efficiency and Time Savings

    Working with a wholesaler streamlines the insurance placement process. Instead of searching for the best markets or negotiating terms with multiple carriers, wholesalers like FS Global Risk handle the legwork, saving you valuable time and resources. We assist with everything from finding the right carriers to ensuring proper underwriting and claims support, allowing you to focus on servicing your clients.

  • 4. Access to Competitive Pricing

    Wholesalers often have established relationships with multiple insurance carriers, allowing them to negotiate competitive rates and favorable terms for your clients. By leveraging these relationships, we can help you secure the most cost-effective solutions while maintaining the high coverage standards your clients need. This enables you to remain competitive in the marketplace and offer attractive options to your clients.

  • 5. Customized Solutions

    As a wholesale broker, we understand that each client is unique and may have complex insurance needs. We work closely with retail brokers to create customized solutions that address specific business risks. Whether it's for a technology startup or a large multinational corporation, we can tailor coverage to provide the right level of protection.

  • 6. Risk Management Support

    Beyond providing insurance coverage, wholesalers often offer valuable risk management support to help reduce exposure to potential claims. By assessing a business's unique risks and working with the appropriate carriers, we can help develop strategies to mitigate those risks, often resulting in better coverage terms and premiums for clients.

  • 7. Claims Support

    In addition to helping with the placement of policies, wholesalers like FS Global Risk offer ongoing claims advocacy. Should your clients need to file a claim, we act as a liaison between the carrier and the client, helping ensure that claims are handled smoothly and efficiently. This added support can make a significant difference in the claims process, ensuring timely resolution and minimizing the impact on your client’s business.

  • 8. Flexibility & Agility

    Insurance wholesalers are typically more flexible and responsive than direct insurers, offering quicker turnaround times and tailored solutions for businesses with unique or high-risk profiles. In the fast-paced world of business, this level of agility is essential for keeping up with changing needs and market conditions.

Let us handle the complexities of insurance placement, so you can focus on what you do best—serving your clients and growing your business.

OUR STORY

The journey of FS Global Risk LLC began in 2010, when four talented professionals — Jeff Hays, Dan O'Connell, Remy Black, and Gina Kranich — crossed paths at RLA Insurance Intermediaries in Boston, Massachusetts. Working together at the company's Federal Street office, the four quickly became more than just colleagues; they formed a bond built on mutual respect, shared values, and a collective passion for providing the best possible risk management solutions for their clients.

Over the next 15 years, Jeff, Dan, Remy, and Gina honed their expertise in the wholesale insurance industry, specializing in complex areas such as professional liability, management liability, cyber risk, and tech errors & omissions. Their combined experience, deep knowledge of the market, and commitment to client satisfaction allowed them to build a reputation for excellence within the industry.

As the years went by, the team realized that they shared a common vision — one that went beyond merely serving clients. They wanted to create something of their own, a company where they could provide even more personalized service, innovative solutions, and a greater level of flexibility to meet the evolving needs of the market. They were ready to step out on their own.

In 2025, after more than a decade of working together, the decision was made: FS Global Risk LLC was born.

The founders of FS Global Risk LLC are driven by a deep understanding of the challenges and opportunities in the insurance industry. By leveraging their combined expertise, global network of carriers, and unwavering commitment to service, they set out to create a brokerage that would truly make a difference.

FS Global Risk LLC is not just a business; it's a reflection of the values that Jeff, Dan, Remy, and Gina have cultivated over their years of collaboration. Their company is founded on the principles of integrity, innovation, and client-first service, ensuring that every client receives the best coverage and support possible.

Today, FS Global Risk LLC is proud to offer a wide range of specialized risk management solutions, focusing on areas like directors and officers liability, employment practices liability, fiduciary liability, cyber insurance, and more. The firm is dedicated to continuing its legacy of providing trusted guidance and tailored insurance solutions to businesses and brokers alike, helping clients manage and mitigate risks in an ever-changing world.

The team at FS Global Risk LLC believes that the key to success lies in strong relationships — both with clients and within their own company. Their story is one of passion, expertise, and a shared commitment to doing things the right way, every time.

Interested in working with FS Global Risk?

Or have some questions that you want answered personally by our team? Reach out now to start the conversation.

Jeff Hays: jhays@fsglobalrisk.com

Remy Black: rblack@fsglobalrisk.com

Gina Kranich: gkranich@fsglobalrisk.com

Daniel O’Connell: doconnell@fsglobalrisk.com